Terms of Use

1. Acceptance of Terms

When you use the Website or Services, you are signifying your acceptance of this Agreement. "You" and "Your" refer to any individual or entity using the Website or Services. If you use the Website on behalf of an organisation, you represent that you have the authority to bind that organisation to this Agreement.

2. Changes to the Agreement

We may update or modify this Agreement at any time. Such changes will become effective when posted on the Website. Your continued use of the Website or Services after any change signifies your acceptance of the updated terms. It is your responsibility to review this Agreement periodically.

3. Use of the Website and Services

You agree to use the Website and Services only for lawful purposes and in a way that does not infringe the rights of others or restrict or inhibit anyone else's use or enjoyment of the Website.

You must not misuse the Website or its content by hacking, impersonating, interfering with any portion of the Website's operations, or attempting to breach security.

You may not use automated systems (bots, scrapers) to access or collect data from the Website without our express written permission.

4. Information, Warnings & Disclaimers

The Website provides information, listings, ratings, analysis tools, and commentary related to high-yield investment programs (HYIPs). While we aim to keep information accurate and up to date, we cannot guarantee it is error-free or complete.

All content is provided "as is" and "as available". We make no warranties, express or implied, regarding the reliability, accuracy, fitness for purpose, or non-infringement of any content on the Website.

You acknowledge that you are using the Website at your own risk. We are not responsible for any losses, damages or liability arising from your reliance on the Website, its content, or external links.

5. No Endorsement

Any reference, link or mention of a third-party website, project, program or investment opportunity does not constitute our endorsement or recommendation of that third-party. We do not guarantee that any HYIP listed on the Website is legitimate, profitable or free from risk. Many HYIPs carry significant risk and may result in loss.

6. Third-Party Links

The Website may contain links to third-party websites that are not owned or operated by us. We do not control and are not responsible for the content, privacy practices, or policies of those third-party sites. Accessing and using such external links is at your own risk.

7. Limitations of Liability

To the maximum extent permitted by law, we, our affiliates, officers, directors, employees, agents, suppliers or licensors are not liable for any direct, indirect, incidental, special, consequential or exemplary losses (including loss of profits, data or goodwill) arising out of or in connection with your use of or inability to use the Website or Services, even if we have been advised of the possibility of such losses.

8. Intellectual Property

All content on the Website including text, graphics, logos, images, video and software is owned by us or our licensors and is protected by applicable intellectual property laws. You may not copy, distribute, modify, create derivative works of, publicly display or otherwise exploit any content without our prior written consent except as permitted under this Agreement.

9. User-Submitted Content

If you submit content to the Website (for example, reviews, comments, project submissions, feedback), you grant us a non-exclusive, royalty-free, worldwide, perpetual licence to use, reproduce, modify, publish, translate, distribute and display that content. You represent and warrant that you own the content or have the necessary rights to grant this licence, and that your submission does not violate any law or any third-party rights.

10. Termination of Access

We reserve the right, in our sole discretion, to suspend or terminate your access to the Website or Services, or any portion thereof, at any time and without notice, for conduct that we believe violates this Agreement or is harmful to other users, us or third parties.

11. Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the jurisdiction where HYIP-Monitor.net operates. You agree that any dispute, claim or cause of action arising out of or relating to this Agreement or your use of the Website shall be handled exclusively in the appropriate courts, unless otherwise required by law.

12. Severability

If any provision of this Agreement is held invalid, illegal or unenforceable by a court of competent jurisdiction, the remaining provisions of this Agreement will continue in full force and effect.

13. Entire Agreement

This Agreement constitutes the entire agreement between you and us regarding your use of the Website and Services, and supersedes all prior written or oral communications or understandings.